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- KreditBee: Personal Loan App Vs. Kissht: Instant Personal Loans
KreditBee: Personal Loan App im Vergleich zu Kissht: Instant Personal Loans Nutzung und Statistiken
KreditBee is an online personal loan app trusted by over 50 million Indians. Get a quick personal loan at attractive interest rates for a hassle-free experience. Apply for a quick online loan and get the amount directly in your bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere.
● Online personal loans from ₹1,000 to ₹5,00,000
● Interest rates - 17% to 29.95% p.a.
● Tenures - 7 to 36 months
● APR range - 17 to 45%
● Low transaction fees
● Quick loans & easy EMI
What makes KreditBee ideal for every customer?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Digital processing & quick loan disbursal
● Easy repayment with manageable EMI
✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Choose to pay online loan within 7 to 36 months depending on your eligibility
✔ Digital process– Enjoy hassle-free documentation with our online personal loan app. Submit required documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi
Why KreditBee?
Loan for All Purposes: From financing big purchases, short or long domestic/international trips, education, shopping, wedding expenses, and debt consolidation, to emergency home repairs or medical bills.
Flexible Interest Rates: We offer loans with flexible interest rates of 17% to 29.95% per annum.
Security: We only work with RBI-certified NBFCs/Banks.
🤝Our RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.
* KreditBee is a loan facilitator platform connecting users with our RBI-approved NBFCs partners & Banks.
Types of Loans
👉Flexi Personal Loan: Flexi personal loans with repayment tenure of 7 to 10 months for loan amounts of ₹1,000 to ₹80,000. PAN card & proof of address are required.
👉Personal Loan for Salaried: Easy personal loans to salaried individuals for flexible repayment terms of 7 to 36 months for a loan amount of ₹10,000 to ₹5,00,000. A PAN card, address proof, & salary proof are required.
👉Business Loan - Business loans from ₹10,000 to ₹4,00,000 with flexible tenures of 7 to 24 months. Apply for loan using PAN card, address & business proof.
📋Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580
📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income
Steps to avail a loan
1. Install the KreditBee app
2. Signup using mobile number
3. Provide PAN number & check eligibility
4. Upload KYC documents, including address proof & get your profile verified
5. Choose amount and tenure
6. Provide bank account details
7. Request money transfer in your bank account
Queries?
📧Mail: help@kreditbee.in
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Mereside Heights, 1st Main Road, Sakshi Nagar, Pai Layout, Mahadevapura, Bangalore, 560016
With KreditBee, you get a loan app as well as a financial companion that understands your needs. Our customer support team is available to assist you throughout your loan journey. Unlock a world of possibilities and take control of your finances today with KreditBee.
- Google Play Store
- Kostenlos
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Kissht is India’s trusted quick loan app, which offers online instant loans, business loans, & a seamless experience. Whether you need funds for unexpected expenses or business growth, Kissht advance loan app provides you immediate financial assistance.
What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds. Furthermore, Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.
We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.
How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs
Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loan & financial assistance with flexible repayment plans.
Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. This is the cash loan app that can help you get a quick personal loan to manage emergencies or meet your financial goals. Further, Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.
The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories.
What Makes Kissht a Unique online instant loan app?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With The Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options.
Our Commitment to Customer Safety
All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls.
Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues.
Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used.
The Kissht app respects your privacy — it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments.
Contact Us:
1. Write to care@kissht.com OR call our customer care number on 08044745884 /
08062816309.
2. Share with us a screenshot or recording of the message or call.
Address:
10th Floor,
Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070
Need quick access to funds? Download the Kissht loan app today! This trusted app offers online personal loans up to ₹5,00,000 with minimal documentation, competitive interest rates, and a seamless experience.
- Google Play Store
- Kostenlos
- Finanzen
Rang speichern
- -
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Dezember 19, 2024