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Fibe Instant Personal Loan App
Fibe Instant Personal Loan App Vs. LazyPay: Loan App & Pay Later

Fibe Instant Personal Loan App im Vergleich zu LazyPay: Loan App & Pay Later Nutzung und Statistiken

The Fibe app is your one-stop solution for all your finance needs that is trusted by 2.5 million+ Indians. You can get a range of financial products such as personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser and Buy Now Pay Later. Download the Fibe app and get instant upgrades on your fingertips. Benefits of a Fixed Deposit on Fibe app:- • Invest amounts starting ₹1,000 to ₹5 lacs • Book an FD online through a completely digital process • Invest in RBI-approved licenced Banks & NBFCs • Withdraw funds with ease • Deposits of up to ₹5 lacs insured by DICGC Benefits of a Loan against Mutual Fund from Fibe:- • Get credit limit of up to ₹10 lacs • Pay interest-only EMIs starting 11% • Avail of funds from 8,000+ approved mutual fund schemes • Access instant funds affordably while earning returns Benefits of Fibe's Buy Now Pay Later:- • Finance healthcare & education services up to ₹10 lacs • Repay in low-cost EMIs of up to 36 months • Apply with ease in just 10 minutes • Foreclose your loan for free any time Benefits of a Fibe Personal Loan:- • Cash up to ₹5 lakhs • Directly in bank account in 2 min* • Repay in 3 to 36 months • Digital process with minimal paperwork • No foreclosure charges Personal Loan Fees & Charges:- • Interest: Starting from 16.75% • Processing fee: 3 - 3.5% of loan amount • Late payment: ₹500 or 3% (whichever is more, based on the overdue amount) • Bounced payment: ₹500/bounce • APR: 16.75% - 45% • Stamp duty: 0.1% of loan amount • Mandate rejection charges: ₹250 + GST • Foreclosure charges: Free! Example of How Personal Loans from the Fibe Personal Loan App Work • Amount borrowed: ₹5,00,000 for 3 years • Processing fee (3% of loan amount + 18% GST + ₹500 stamp duty) cost to: ₹18,200 • Interest rate: 20% p.a. (on reducing principal balance interest calculation) • Your EMI will be: ₹18,582 • Total amount to be paid: ₹18,582 x 36 = ₹6,68,952 • Total interest paid: ₹1,68,944 • Total cost of loan: ₹1,68,944 + ₹18,200 = ₹1,87,144 Benefits of credit score analyser:- • Check your credit score for free • Get insights on how to improve your credit score • Monitor your credit score’s monthly progress Other features of the Fibe app:- • Access all your financial transactions in one place • Shop for gift vouchers & explore offers from the biggest brands • Check out exclusive credit card offers • Exclusive referral programs that help you earn up to ₹1,000 every month At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app. Download Fibe today and take control of your finances effortlessly! About Fibe:- The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd and other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit. Our Partner NBFCs:- • EarlySalary Services Pvt. Ltd. • Northern Arc Capital Ltd. • Incred Financial Services • HDB Financial Services • Vivriti Capital ltd. • Kisetsu Saison Finance (India) Pvt. Ltd. • Piramal Capital and Housing Finance Ltd. • Aditya Birla Finance Ltd. • Cholamandalam Investment & Finance Company lLtd. (CIFCL) Contact details Telephone: 020-67639797 Email: care@fibe.in Address: 404, The Chambers Viman Nagar Pune - 411014

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LazyPay: Loan App & Pay Later

Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free. Here’s what you can do on LazyPay: 🛒PayLater Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days. One-tap payments No OTPs, CVVs or PINs Repay just once every 15 days No interest and no hidden charges ★ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more. ★ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs. 🔌BillPay: Pay Utility Bills [Currently open to select users] With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days. 🎁 GiftCards Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones! ⚡XpressLoan: Instant Personal Loans LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience. Personal loan interest rates range from 12% to 36% p.a. with EMI tenures from 3 months upto 60 months. XpressLoans range from Rs. 3,000 to Rs. 5 lakh with an Annual Repayment Period (APR) from 3 to 60 months. Percentage rate (APR) between 12% - 36% on a reducing balance basis. ★Sample EMI Calculation★ For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a. EMI will be = Rs 1,755/- p.m. Processing fee = Rs. 200 Total Payment = Rs. 10,730 *Interest rate and processing fee may vary. ★ Join over 20 lakh fellow Indians using the LazyPay app everyday to get instant personal loans, and make payments easily. ★ We believe in total transparency and data safety and security. All your information is safe with us. ★ Have questions? Reach out to us anytime at wecare@lazypay.in ---------- Revolve rates - 36% to 42%. For Revolve there is no period for repayment. It's a monthly rolling feature. Convert to EMI - 3 month 24% | 6 month 26% Tenure basis - 3 to 6 months. Declaration LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below. PayU Finance India Private Limited (“PayU Finance”) https://www.payufin.in/