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A convenient, easy and rewarding way to manage all your money. Make payments, transfer money and manage all your finances in one app. Why Penny Pinch? RECEIVE INTERNATIONAL TRANSFERS New! You can now receive MoneyGram and Western Union transfers directly to your account with your reference number. DEPOSIT CASH New! You can now deposit cash at agents island wide. Visit a near by agent and provide them with your deposit reference to fund your account. CASHLESS PAYMENTS Go cashless using the Penny Pinch Digital Wallet! Fund your account with your Salary, Bank Transfer, Debit or Credit Card and Cash then pay for goods and services using only your smartphone device. No cash necessary! INSTANT MONEY TRANSFERS Instantly send money to friends and family anywhere, anytime! Users can send and receive the money within seconds to anyone who has a Penny Pinch account by just using their email address, username or scanning their QR Code. PAY All YOUR BILLS Pay all your bills in one place using the Penny Pinch App! Link 35+ billers and make payments in seconds from the comfort of your home. EARN CASHBACK & Rewards Pay using the Penny Pinch app get cashback, rewards, and MAJOR discounts at our hundreds of partner merchants island wide. Get special discounts at every single merchant on Penny Pinch for their birthday! GIVEAWAYS & BONUSES Gain entries to weekly giveaways with every purchase you make using your Penny Pinch account. Earn bonuses when you refer your friends using your referral code . Safe & SECURE All transactions are routed through Penny Pinch's secure servers. Analytics Manage you spend with our intelligent analytics, get statements on demand and see all your transactions in a few clicks.