eCredit vs FCU Staff App Usage & Stats

The "eCredit" mobile application offers the possibility to customers to manage current loans obtained from O.C.N. "Easy Credit" S.R.L and request a new credit from distance with the help of mobile phone without spending more time. In order to access the application enter your IDNP and password obtained by email or SMS. The main features of the eCredit application: - Secure access to information on credits contracted within N.C.O. “Easy Credit” LLC; - Possibility of payment of monthly instalment or integral credit by the bank card in the 24/7 regime; - Setting of interaction language in the course of a session in the eCredit application; - Sending of important notifications for client; - Possibility of submission of credit application remotely on advantageous terms; - View of location and contact details of secondary offices and partners through the map. In order to benefit from the access to the еCredit application, it is necessary to have an active or paid credit within O.C.N. “Easy Credit” S.R.L. Conditions for obtaining credit: - The amount of the requested loan - from 2,000 lei to 99,000 lei; - Minimum and maximum payment period - from 6 to 36 months; - Full early repayment fee - 0 ％. At any time, you have the right to completely extinguish the obligations arising from a credit agreement. In this case, you are entitled to a reduction in the total cost of the loan, which consists of interest and costs for the period between the date of early repayment and the date set for the termination of the credit agreement. - Minimum and maximum interest rate - from 22.08% to 29.88% annually calculated from the amount of received credit; - Administration fee - 25 lei per month; - Commission for the analysis of the credit file - 0 lei - Credit issuance fee - 0 ％ - Maximum annual percentage rate (APR) - 112%; - Credit example: If you receive a loan in the amount of 50,000 lei with a repayment period of 12 months, you must pay 12 monthly instalments (tranches) of 5,112 lei each, to repay the full amount of the loan. The total cost of the loan paid by the consumer is 11,344 lei (the total interest is 11,040 lei and the administration fee is 300 lei). The total amount paid by the consumer is 61,344 lei. The effective annual interest rate for this loan is 44.42%. Privacy policy: All personal data provided by you is protected by the O.C.N. “Easy Credit” S.R.L. in accordance with the Law on personal data protection no. 133 of 08.07.2011. The full text of the Law can be accessed on the website of the National Center for Personal Data Protection at www.datepersonale.md/md/legi/. O.C.N. Easy Credit S.R.L. is a personal data operator, registered with the numbers 0000446, 0000446-001, 0000446-002. The full text of the privacy policy can be found at https://ecredit.md/cadrul-normativ/regulament-privind-utilizare-a-aplicatiei-software-ecredit/ Thank you for your choice.