Empower: Advance & Credit vs Dave - Fast Cash & Banking Usage & Stats

Take your finances to the next level with Dave. You can pocket up to $500(1), get your cash instantly(2), save on fees, and so much more. GET UP TO $500 IN 5 MIN OR LESS(1) Remove extra stress with ExtraCash™ up to $500. There’s no credit check, interest, or late fees. EXTRACASH™ 101 ExtraCash™ offers the ability to get up to $500 when you’re in a pinch.(1) The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash™, you’ll agree to a settlement date to pay your outstanding balance. ACCESS YOUR CASH INSTANTLY(2) You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll be shopping in no time. EARN 4.00% APY(3) Grow your cash with our high annual percentage yield. Just add money to your Dave Checking or Goals account to start earning. GET PAID EARLY Receive your paycheck up to 2 business days early when you set up direct deposit.(4) SAY GOODBYE TO PESKY FEES Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 38K+ MoneyPass ATMs.(5) SAVE EFFORTLESSLY A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily. MAKE MONEY ON THE SIDE Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. Or take Surveys that pay out instantly to your Dave Checking account. OUR MEMBERSHIP FEE There’s a small monthly membership fee that gives you full access to our suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly. HAVE MORE QUESTIONS? Send us an email at support@dave.com. Disclosures related to the Dave app 1-Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. The bank will determine overdraft eligibility considering factors such as your transaction and deposit history. Overdrafts cause the ExtraCash Account to have a negative balance, repaid under the account Balance Settlement feature, and may include service and/or express fees. See your Fee Schedule for details. Maximum single advance transfer amounts may apply. The average advance is $170 (updated quarterly based on the prior 6 months). See the Dave ExtraCash™ Deposit Agreement and Disclosures for details. Enrollment and initial qualification typically completed in 5 minutes. 2-Express fees apply to select instant transfers. 3-Rates accurate as of 10/01/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account. 4-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date. 5-Out of network fees may apply. General Terms See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees. Dave is a technology company, not a bank. Evolve Bank & Trust, Member FDIC, provides deposit accounts and issues the Dave Debit Card through a license from Mastercard®. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.