DCU Digital Banking vs Xoom: Send Money & Transfer Usage & Stats

DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more. TAKE CONTROL OF YOUR MONEY • FutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices. • Our easy-to-use Payment Planner can help you pay off your loans even faster. • You can create strategic financial goals and review your progress every step of the way. STREAMLINE MONEY MANAGEMENT Explore new ways to manage your money and achieve financial wellness. • Holistic view of your finances. • All of your accounts in one place – including ones at other financial institutions. • Seamless payments. With a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind. --- FUTURELOOK™ FutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time. Specifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis). All in all, FutureLook™ is a unique tool that helps you see how your money could better serve you. PAYMENT PLANNER Our easy-to-use payment planner will help answer questions like: • “If I paid more on my auto loan, how much interest would I save?” • “If I only make the minimum payment, when will I be debt-free?” • “How quickly can I pay off my loan?” GOALS We make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you. OTHER STANDARD FEATURES - Manage Quick Balance accounts - Find branches and ATMs nearby - Deposit Checks* - View balances, current and pending transactions, and account history - Transfer funds - Pay Bills - Make a loan payment - View important messages and account alerts - Update your contact information - Add Travel Notifications to avoid unnecessary fraud alerts while you’re away - Apply for loans and view your preapproval offers - Make a balance transfer to your DCU Visa Platinum Card *Upon approval. All deposits are subject to DCU’s Funds Availability Policy.

Google Play Store
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Finance

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Xoom: Send Money & Transfer

Xoom is the fast, safe, and reliable way to send money to friends and family abroad. We have you covered with: 24/7 transaction protection and fraud monitoring. Because we're a PayPal service, your transactions and financial info are secured by PayPal's trusted technology Competitive and transparent rates for you, and no transaction fees for your contacts Easy access to your PayPal wallet, so you can use your PayPal payment methods on Xoom Upfront delivery times and real-time tracking updates, so you know when your money will be delivered Multiple ways to send, including bank deposits, cash pickup, and mobile wallet transfers Quickly reload mobile phones. Just log in to Xoom, enter your contact’s number, and pay in seconds Send money directly to friends and family – they don’t need a PayPal or Xoom account Mexico Send money to all major banks including BBVA Bancomer, BanCoppel, Banorte, and Banamex. Money is typically available same day*. Your contacts can pick up cash from over 41,000 trusted locations like OXXO and Elektra. Money is typically available in minutes*. Reload minutes to Telcel, ATT&T, and others The Philippines Send money to over 35 banks including Banco de Oro and Bank of the Philippine Islands. Your contacts can pick up cash from over 12,000 reliable locations like Cebuana Lhuillier and M. Lhuillier. Money is typically available in minutes* when you send to banks or for cash pickup India Send money to all banks in India including State Bank of India, ICICI, HDFC Bank, and Axis Bank. Send via UPI ID or with your contact’s bank info. Your contacts can pick up cash from over 100,000 convenient locations like Muthoot Finance and Manappuram Finance. Money is typically ready in minutes* when you send to banks or for cash pickup Dominican Republic Send money to all major banks including BanReservas, Banco BHD, and Banco Popular. Money is typically available next business day*. Your contacts can pick up cash from over 500 trusted locations like Caribe Express and Banco BHD León. Money is typically available in minutes*. You can even send money to someone’s doorstep via Caribe Express or Remesas Dominicanas Colombia Send money to all major banks including Bancolombia and Davivienda. Your contacts can pick up cash from over 2500 locations like SuperGiros and Bancolombia. You can even send money to friends and family who live in the United States! Send money to your contact’s bank account, or their Visa or MasterCard debit card. Your contacts can pick up cash from over 5,000 locations like Ria. Money is typically ready in minutes* when you send to banks or for cash pickup You can also send to: Albania, Algeria, Argentina, Armenia, Australia, Austria, Bahrain, Bangladesh, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cayman Islands, Chile, China, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czech Republic, DR Congo, Denmark, Djibouti, Ecuador, Egypt, El Salvador, Eritrea, Estonia, Ethiopia, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Indonesia, Ireland, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kenya, Kuwait, Kyrgyzstan, Latvia, Liberia, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Moldova, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Panama, Paraguay, Peru, Poland, Portugal, Puerto Rico, Qatar, Romania, Russia, Rwanda, Samoa, Saudi Arabia, Senegal, Serbia, Sierra Leone, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Swaziland, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Tunisia, Uganda, Ukraine, UAE, UK, Uruguay, Uzbekistan, Vietnam, Zambia, Zimbabwe *Transfers subject to review and may be delayed or stopped if an issue is identified