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Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance Vs. Cleo AI: Cash advance & Credit

Credit Genie: Get Cash Advance vs Cleo AI: Cash advance & Credit Usage & Stats

Improve your financial health with breakthrough financial tools and services from Credit Genie, and find better ways to budget your spending. GET A CASH BOOST UP TO $100†: We all can use a little boost from time to time. With Credit Genie, get a cash advance up to $100 with no interest, and no credit check & no mandatory repayment timeframe. Just repay us back when you can afford it. OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive spending like overdraft fees. TRACK YOUR SPENDING: Use the Credit Genie app to understand how you spend your money, so you can take control of your budget and finances. Manage Your Budget and Expense: Manage your spending, bills, and expenses; we've partnered with the nation's largest and most trusted providers to help manage your bills and expenses. Get Real Support from Real People Have a question about your advance? Have trouble using the app? We are here and we care! Email us at support@creditgenie.zendesk.com to speak with our customer care team. We are open Monday through Friday between 9:00 AM and 5:00 PM EST. Credit Genie Cash Advances are not available to Connecticut, Nevada & Missouri residents. †Credit Genie Cash Advance is not a payday loan, personal loan, or a loan of any kind. - There is no mandatory minimum or maximum payback period for your Cash Advance. - There is no mandatory repayment time frames or interest rates or obligation to repay, customers can set a repayment date that works for them by contacting us at support@creditgenie.com. Customers typically choose to repay their cash boost between 3 days and 90 days. - It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts. - Zero APR, no APR, no interest rate, zero interest. - Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99. https://creditgenie.com/privacy-policy https://creditgenie.com/terms-and-conditions

Google Play Store
Free
Finance

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#1,119

Cleo AI: Cash advance & Credit

A personal financial coach you can actually talk to about your daily, weekly or monthly budget. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments. Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).Want to know how much you spent on takeout last month? Just ask Cleo! GET UP TO A $250 INSTANT CASH ADVANCE Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has: - No minimum or maximum time for repayment - No interest - No credit checks - No late fees - No direct deposit required A Cash Advance (Earned Wage Access) is NOT a personal loan! Cleo is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Cleo's cash advance. For example, if you request an advance for $40 and request it to be delivered on a non-expedited basis the total amount that you repay is $40. SAVE WITH 3.52% APY Grow your wealth with high-yield savings almost nine times higher than the national average. Think of it as the good kind of interest that accumulates on your savings. BUDGET WITHOUT FEELING RESTRICTED Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders. BUILD CREDIT (WITHOUT A CREDIT CARD) Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with: - No Interest - Cash advance - Credit score coaching - $1 minimum deposit ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY Don’t wait until payday. Unlock your earnings early by setting up direct deposits. LEGAL STUFF (1) Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees. (2) The interest rate on your account is 3.66% with an Annual Percentage Yield (APY) of 3.72%, effective as of 09/19/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings. (3) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval. (4) Early access to ACH credit or direct deposit funds depends on the timing of the submission of the payment file from the originator and/or payroll provider. Thread Bank generally makes these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed. The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings. The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. Cleo is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. We only offer services in US and when user sets up account with Cleo they select a US state of residence. Learn more about how we share and protect your data at [meetcleo.com/page/privacy-policy](http://meetcleo.com/page/privacy-policy) Cleo AI Inc. Corporation Trust Center, 1209 Orange Street, Wilmington, DE 19801