Ibank Mobile vs mojaRBA – my finances Usage & Stats

Investbank offers the mobile application Ibank mobile to its customers. By using it you can save time and money. With Ibank Mobile you can manage your finances and monitor in real time 24/7 your: • Account balance • Account activity • Authorizations for debit and credit cards • Forthcoming or already made loan payments • Maturity dates of deposits and accrued interests • Notifications and latest offers The application allows you to find easy the closest ATM or Investbank office locations. You can check in no time the exchange rates or receive information about the bank tariffs and interest rates. Save time by ordering money transfers regardless of your location. With Ibank Mobile you can quickly: • Order money transfers in Bulgarian leva or foreign currency • Execute intrabank and interbank transfers • Execute transfers between your accounts at Investbank • Pay your utility bills • Pay taxes and fees to the state budget The easy and fast operation of Ibank Mobile corresponds to the high levels of security. In order to prevent unauthorized actions, the following rules and security restrictions have been imposed: • You need to be registered for the Internet Banking service of Investbank and have a username and password • Logging in the application – after the first log in with your username you can enter an access code (PIN) or biometric data (available for both supported operating systems) • A “Static password” is set in the process of registration, which is then used to confirm payments • For security reasons, up to three mobile devices can be registered to one user at a time.

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mojaRBA – my finances

Ease your life with mojaRBA mobile banking. Download the application and open the Current Account online in only 15 minutes. Have control over your finance 24/7 at any time. Use a video-call to activate the App. All Accounts in One Place Use the detailed overview of balances and movements in your accounts, savings and loans. Easily search transactions by date or any wording. Pay Bills in a Few Seconds By using FotoNalog, simply scan the bill barcode and pay it in no time. Use your templates or recent payments to easily create new payment orders. Using KlikPay, easily transfer cash to your friends and to other address book contacts on your mobile phone, even without having their IBAN. Control of Expenses Access to statistics of all your expenses and income to accounts and credit cards will come in handy to make wise financial decisions. mojaRBA will remind you to pay card expenses and/or a loan instalment. Easily track your account and loan balances. Benefits of Credit Cards mojaRBA allows you to divide your credit card purchase costs at your own discretion, in 2 to 24 instalments, and to easily exchange the collected Zlatna RBICA points into cash on your card. Buying Vouchers Buy a mobile phone voucher for yourself, your child, or a friend. Choose the operator and the voucher value and then simply load the voucher or send the credit to someone else. Personalized offers - specially for you Take out an ePozajmica (cash loan) in the preapproved amount and the money is in your account within 5 minutes. Contract an eKartica (Mastercard credit card) without registration and membership fee for the first year of use with a preapproved limit. You will only see these offers if you have given your consent and meet the conditions. Saving for the Future Easily make deposits and track the balance and movements in your personal account at Raiffeisen Voluntary Pension Fund. mToken Use mToken to log in to internet banking and into the e-Citizen system and also to authenticate transactions when shopping online by cards. Easy App Reactivation mojaRBA is easy to reactivate within the application if you change your mobile phone, mobile phone number, or reset the device to default settings.