Pillar: Global Credit vs Unizest Usage & Stats

Thin credit history in the UK? Whether you’re new to credit or have just moved to settle in the UK you might have noticed that accessing a phone contract, credit card, loan or a mortgage can be incredibly difficult and frustrating. At Pillar we've designed the next generation app and tools to get you started on your credit journey towards better financial opportunities in the UK. Keep an eye on your credit score for free with Pillar Monitor. Get access to not one but all three scores provided by the credit reference agencies (Experian, Equifax & TransUnion). Review what’s holding you back and get tips to understand how to improve. Make your rent work for you with our upcoming Rent Reporting feature. Link your bank account and we will report your rent payments to help you boost your credit score. Access a credit card that fits your profile with our soon to launch cards, Pillar Build and Pillar Classic. A Credit card is the best tool to start building your credit history so we've designed the Pillar Cards to give you the highest chances to get one. Once you're in, Pillar starts reporting your card usage to the main credit reference agencies so you can fast track your credit journey.
  • Apple App Store
  • Free
  • Finance

Store Rank

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Meet the Unizest e-current account app, a digital alternative to a traditional bank account, made for workers and students new to the UK. If you don’t have a UK bank account or are unable to get one, our UK e-current account could be the right account for you. Download the app and open your Unizest e-current account in only a few minutes, even without a UK address or UK mobile number. If you are preparing to come to the UK to work or study and are 18 or over, you don’t need to wait until you arrive to open your Unizest e-current account. You can open your account before you get to the UK and start receiving and sending money straight away. Use your Unizest app like regular online banking apps to manage your money, set up direct debits, make instant transfers and more. When you know your new UK address, you can confirm your address, order your contactless Debit Mastercard and reveal your PIN, all within the app. FEATURES - Digital sign-up from anywhere in the world using facial ID verification technology - Ready to use immediately - transfer funds in and out of your account before you arrive in the UK - Manage your account - check your balance and view transactions - Make payments to new and existing payees - Transfer money within the UK and abroad - Set up, edit and delete direct debits (coming soon) - Order a contactless Debit Mastercard - arriving at your UK address - View your PIN or request a new one - Update your contact details - Find your nearest cash machine (coming soon) - Access exclusive offers and discounts relevant to you, including brands, food, education, training, travel and telecoms - Access advice and practical assistance on living and working in the UK - Use your app to demonstrate proof of funds at UK Border Control WHAT YOU NEED To open a Unizest account you need: - To be 18 or over - Identification - a passport, drivers license or national ID document - Proof of your immigration status if you need a visa to be in the UK (simply get your share code from the Home Office website at https://www.gov.uk/view-prove-immigration-status and submit it in the app) Once you have downloaded the app, you’ll need to follow onscreen instructions to complete 5 simple steps: - Enter your name and email address - Confirm your phone number (this doesn’t have to be a UK number) - Enter your address (this doesn’t need to be a UK address) - Scan your ID document and confirm your facial ID, within the app - Enter your Home Office share code if you need a visa to be in the UK In most cases, your account will be approved and opened immediately. In some cases we may need you to supply additional documents or information but we’ll let you know if there’s anything more we require before your account can be activated. Terms and conditions apply.
  • Apple App Store
  • Free
  • Finance

Store Rank

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Pillar: Global Credit vs. Unizest ranking comparison

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Pillar: Global Credit VS.
Unizest

December 16, 2024