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Atome PH - Buy Now Pay Later
Atome PH - Buy Now Pay Later Vs. Mocasa: Pay Later & Quick Loan

Atome PH - Buy Now Pay Later vs Mocasa: Pay Later & Quick Loan Usage & Stats

*** Buy now, pay later just got better through Atome's credit and cash loan services. *** Say hello to one of Southeast Asia's leading digital consumer financing platforms. Split your bills into 3 or 6-month installments with 0% interest on monthly purchases with the Atome Card. ► Get quick cash loans via Atome Cash with interest rates as low as 1.75% and installment plans of up to 12 months. ◀ Pay your SPayLater, SLoan, BillEase, Home Credit, and TendoPay bills using your Atome Card on GrabPay and Bayad Center. ◉ What you'll love about Atome: ▶ Atome Card 1. Better budgeting with flexible payment and installment options - Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans for up to 6 months. 2. Easy application - Simply apply on the app in minutes. No paperwork is needed. 3. Convenient for your needs - Shop more of what you love with up to a ₱200,000 spending limit. 4. Pay later anywhere that accepts Mastercard - For online and in-store shopping, even overseas: - Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, and TikTok Shop. - Tap-to-pay using Atome Card at SM Store, Robinsons, and even overseas. - For your utility bills: - Pay your utilities on time at Meralco, Maynilad, Globe, Smart, or on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center. 5. Card Bills Payment - Choose your preferred payment method: credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payment. ▶ Atome Cash 1. Looking for an easy, fast cash loan? Applying for personal loans with Atome Cash is convenient with quick approval and disbursement for up to ₱50,000. Repay loans in installments of up to 12 months with 1.75% interest. Apply on the Atome app if you are: - A registered Atome user with past in-app transactions - At least 18 years old with a valid ID - - Has a bank account, such as BPI, BDO, UnionBank, and more. Download the Atome app today for a better, savvier lifestyle! ▶ ATOME CARD APPLICATION ELIGIBILITY - Valid PH ID - 18 years old and above - No minimum income requirement - No paperwork ▶ HOW TO APPLY FOR THE ATOME CARD 1. Download the Atome app and tap the 'Card' tab on the home page 2. Tap "Apply for free" and choose your preferred Atome Card 3. Fill in your personal information and upload your ID 4. Get approved in 1-2 days 5. Receive your Atome Card via mail ▶ HOW TO SHOP WITH THE ATOME CARD 1. Activate your physical card on the Atome app 2. Use virtual card to shop online 3. Use physical card to shop online and in-store ▶ INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS: - Monthly interest rates for as low as 2% - Annual Percentage Rate (APR) ranging from 0%-46 % - No service charges - Installment plans are available in 3 or 6 months ▶ Total loan cost illustration: - Total monthly bill: ₱2,000 - Bill amount: ₱2,000 - Repayment term: 3 months - Monthly interest rate: 2% (₱40) - Total payment: ₱2,120 at ₱706.67/month ▶ INFORMATION ABOUT ATOME CASH'S LOAN TERMS: - Monthly interest rates for as low as 1.75% - Annual Percentage Rate (APR) not more than 36% - No service charges - Installment plans for up to 12 months ▶ Total loan cost illustration: - Total loan amount: ₱3,000 - Repayment term: 6 months - Monthly interest rate: 1.75% (₱52.50) - Total payment: ₱3,052.50 at ₱508.75/month Business Name: Atome PH Corporate Name: Neuroncredit Financing Company Inc. SEC Registration Number: CS201816338 Certificate of Authority No.: 1178 Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040 ▶ Connect with us via: Web: https://www.atome.ph/atome-card Help Center: support@atome.ph https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card Social media: https://web.facebook.com/atomecardph https://www.instagram.com/atome.ph/

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Mocasa: Pay Later & Quick Loan

Unlock your way to a smarter financial choice with Mocasa! With Mocasa, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash. Mocasa Quick Loan Introduction: Loan amount: ₱3,000.00 - ₱25,000.00 Loan term: 91 days - 180 days Maximum APR: 30% Transaction Fee: 0 Other fees: we will charge ₱20 flat service fee for per transaction For Example: 91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000 Total Interest fee: ₱10000*12%/365*91= ₱299.17 Service fee: 0% Total repayment : ₱10000*12%/365*91+10000=₱10299.17 Monthly repayment: ₱10299.17/3=₱3433.06 Mocasa company is licensed by PSEC: Corporate Name: Philippine Cashtrout Lending Corporation Business Name: Mocasa PSEC Registration Number: CS201910407 Certificate of Authority (CA): 3015 Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction Loan application requirements: • 21+ years old • Filipino citizen • Have 1 government-issued ID • Have a stable income How simple is the quick cash loan process? • Download the Mocasa app • Fill out our quick loan application in the Mocasa loan lending app • Wait for evaluation • Get fast cash sent directly to your Bank Account/GCash/Lazada Wallet/Maya Wallet Mocasa Advantage: • Convenient Online App • Instant Cash Loan • Simple Loan Process • Easy Approval • Low Interest and Fees What’s Mocasa virtual Mastercard? Mocasa virtual Mastercard works just like a digital credit card especially issued to Mocasa users. By using Mocasa virtual Mastercard, users can enjoy the freedom of shopping whenever you want. 1. Shop whenever and wherever you want by adding your Mocasa virtual Mastercard as a payment option when you’re paying online, including but not limited to e-commerce, food delivery, car service, etc. 2. Enjoy up to 50-days interest-free billing cycle just like using a credit card. Save more with Mocasa! How to get approved for a Mocasa virtual Mastercard? 1. Download Mocasa sign up with your phone number 2. Choose Mocasa Standard Account and fill in your info to submit your application. 3. Wait for approval. Activate your Mocasa Card after approved! Start enjoying your shopping. More ways to use your Mocasa credit if you’re a Mocasa Standard Account or Constructive Account user! 1. Pay at over 700,000 Merchants In-store Nationwide Shop with ease using your Mocasa credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more. 2. Pay Utility Bills, Buy Load and Data Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Mocasa, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Mocasa! We Want to Hear from You! We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours. Call Us at: 09985002901 Email Us at: support.user@mocasa.com Join Us on Facebook: Mocasa Pay Later Anywhere: https://www.facebook.com/MocasaPayLaterAnywhere